Voluntary insurances available for staff members and fellows

Two types of optional insurances are available, on a voluntary basis, to CERN staff members and fellows.

1. Loss of earnings insurance:

In accordance with Article R II 4.13 of the Staff Rules and Regulations, remuneration of an employed member of the personnel is reduced after more than 12 cumulative months of sick leave in any 36 month period (other than a period of sick leave due to an occupational illness or accident). Remuneration is reduced to two-thirds for between 12 and 30 months of sick leave, and no remuneration is paid from 30 to 36^th month.

CERN has established a collective loss of earnings insurance policy with UNIQA to enable employed members of the personnel to protect themselves from this reduction in remuneration.

All the details about this insurance and the affiliation procedure are available in the Admin e-Guide. 

2. Life Insurance:

CERN has established a group insurance policy with the HELVETIA Swiss Life Insurance Company Ltd. This policy, whose conditions were revised on 1 January 2022, enables employed members of the personnel to purchase life insurance on favourable terms.

All the details about this insurance and the affiliation procedure are available in the Admin e-Guide. 

The personnel accounting service of the FAP department (service-personnel-accounting@cern.ch) can be contacted for any further information concerning these two insurances.